If you want a dedicated monthly bookkeeper, at a fixed monthly fee, and you want to keep your own CPA, Trident is built for that work. If you want bookkeeping, tax prep, and CFO work bundled at one firm, a full-service firm is the better fit.
Trident serves State Farm agents nationwide, and the work is fully remote.
This comparison is for State Farm and other insurance agency owners who are deciding whether they want monthly bookkeeping and financials, or bookkeeping, tax prep, and CFO work bundled at one firm.
| Topic | Trident | Full-service firm |
|---|---|---|
| What the firm is for | Monthly bookkeeping and financial reporting for insurance agencies, primarily State Farm agents | A broader relationship that bundles monthly bookkeeping with tax prep and CFO work |
| Tax prep and filing | No. That stays with the agency's CPA. Trident's job is a clean year-end handoff. | Tax prep is part of the same relationship. Choose this kind of firm if you want tax prep and bookkeeping in one place. |
| CFO / advisory | Monthly bookkeeping and reporting, plus review calls on the plan you choose. Not a CFO firm. | CFO-style work can sit with the same firm. Choose this kind of firm if that is what you want. |
| Who you keep | You keep your own CPA. | One firm may cover bookkeeping, tax, and finance together. |
| Software | Financials are kept in Kick. Agencies that use QuickBooks Online can stay on QuickBooks Online. | Software depends on the firm. Ask them what they use. This page does not name it. |
| Insurance focus | Specializes in insurance agencies, primarily State Farm agents, and also works with Allstate and independent agency owners. | Some firms that bundle tax and CFO work also serve insurance agencies. Trident is not the only option. |
| How fees work | Fixed monthly fee. No hourly billing. Details are on a consult, and on the plans page. | Ask that firm for its current fees. This page does not list them. |
| Who you talk to | The consult is with Ryan Harwell, founder and owner. Agency Pro includes a dedicated account manager. | Staffing depends on the firm. This page does not describe it. |
You want monthly bookkeeping and financials for a State Farm or other insurance agency, a fixed monthly fee, and to keep the CPA you already trust. Trident will categorize the month, reconcile bank and card accounts, enter payroll journal entries from the payroll reports, and hand a clean file to that CPA at year end.
You want tax prep and CFO work from the same firm that does the monthly bookkeeping. That is a fair reason to pick that kind of firm. Trident does not compete on tax or CFO work.
A comparison that only praises Trident is not useful. The right question is what work you want in one place.
Yes. Mid-year is a normal time to change bookkeepers. On a consult, Ryan will talk through the starting month, any cleanup that is needed, and how to hand work to or from your current firm. Book a free 15-minute consultation.
You keep your CPA. Trident does not prepare or file tax returns. At year end, your CPA gets a clean file, including a year-end income breakout from your Agency Comp reports. See what Trident handles for a State Farm agency.
Most agencies are onboarded in about 7 to 10 business days after the agreement is signed and access is in place. Monthly work then starts on the next month-end close. Book a consult to walk through timing.
No. Trident does monthly bookkeeping and financial reporting. Tax filing stays with your CPA. If you want tax prep and CFO work in one firm, a full-service firm is the better fit.
Fees are a fixed monthly amount, with no hourly billing. The current plans are on the plans page, and a consult is the place to talk through which plan fits the agency. Book a free 15-minute consultation.
Trident has a 5.0 rating from 32 Google reviews and has served 70+ agencies. The longer service page is bookkeeping for State Farm agents.
Related: monthly bookkeeping for State Farm agents: pricing and FAQ, questions to ask before hiring a bookkeeper, and about Trident.
Updated November 11, 2026.
The call is with Ryan Harwell. It is to understand the agency, the pain points, and whether monthly bookkeeping at Trident is the right fit — or whether a firm that also does tax and CFO work would serve you better.
Book a free 15-minute consultation